Payment methods and availability - Pay247 Documents

These are the method codes recognized by the gateway. Availability depends on the merchant, currency, and payin/payout direction. Query the endpoint below and check currency, type, pay_method, and status. Order creation also depends on merchant rates, channel status, and amount limits.

Method codes

Code	Name
`UPI`	UPI
`UPI_INTENT`	UPI Intent
`UPI_NATIVE`	UPI Native
`IMPS`	IMPS
`BANK`	Bank
`BANK_BCA`	Bank BCA
`BANK_QR`	Bank QR
`NATIVE_QR`	Native QR
`EWALLET`	EWallet
`WECHAT`	WechatPay
`ALIPAY`	Alipay
`PROMPTPAY`	PromptPay
`THAIQR`	ThaiQR
`GCASH`	GCash
`MAYA`	Maya
`GRABPAY`	GrabPay
`SHOPEEPAY`	ShopeePay
`LINEPAY`	LinePay
`GOTYME`	Gotyme
`MOMO`	Momo
`ZALO`	Zalo
`VIETTEL`	Viettel
`VIETQR`	VietQR
`DANA`	Dana
`QRIS`	QRIS
`DOKUVA`	DOKUVA
`TNG`	Touch‘n Go
`MBB`	MayBank
`TRUEMONEY`	TrueMoney
`SPEI`	SPEI
`BOOST`	Boost
`DUITNOW`	DuitNow
`BNI`	BNI
`BRI`	BRI
`MANDIRI`	MANDIRI
`PERMATA`	PERMATA
`BKASH`	bKash
`NAGAD`	Nagad
`ROCKET`	Rocket
`BCEL`	BCEL
`JAZZCASH`	JAZZCASH
`EASYPAISA`	EASYPAISA
`PAYNOW`	PAYNOW
`CRYPTO`	CRYPTO
`COMMON`	Other

For crypto orders, send pay_method=CRYPTO and provide network as specified by the create endpoint. TRC20 and ERC20 are network values, not payment method codes. COMMON represents other channel methods. Check the API result for availability.

Query configured merchant methods

POST https://gateway.pay247.io/gateway/payin/methods. The JSON request requires mch_id, timestamp, version, uuid, and sign. timestamp must be an integer. See Signature. The response contains both payin and payout configurations; use type to distinguish them.

{
  "mch_id": "MCH12345678",
  "timestamp": 1693233334134,
  "version": "v3.0",
  "uuid": "550e8400-e29b-41d4-a716-446655440000",
  "sign": "<computed signature>"
}

A successful response returns data.pay_methods as an array. Each entry has currency, pay_method, type (payin/payout), status (ON/OFF), tips, min, max and required.

`data.pay_methods` field	Type	Description
`currency`	string	Currency configured for this merchant
`pay_method`	string	Method code to use when creating an order
`type`	string	`payin` or `payout`
`status`	string	Current method status: `ON` or `OFF`
`tips`	string	Availability message; may be empty
`min`	number or string	Minimum amount for the current channel
`max`	number or string	Maximum amount for the current channel
`required`	array	Additional fields recommended by the current channel

{
  "code": 0,
  "message": "success",
  "uuid": "550e8400-e29b-41d4-a716-446655440000",
  "timestamp": 1693233334135,
  "data": {
    "pay_methods": [
      {"currency": "INR", "pay_method": "UPI", "type": "payin", "status": "ON", "tips": "", "min": 1, "max": 10000, "required": []},
      {"currency": "INR", "pay_method": "BANK", "type": "payout", "status": "ON", "tips": "", "min": 1, "max": 10000, "required": []}
    ]
  }
}

Use the actual response for amount limits and required fields.